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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12131375 B1

PDFFull Text
Date of Patent:
Oct. 29, 2024

Filed:

Apr. 25, 2022

Risk-based machine learning classifier

Applicant:

Pointpredictive Inc., San Diego, CA (US);

Inventors:

Frank J. McKenna, La Jolla, CA (US);

Timothy J. Grace, Encinitas, CA (US);

Gregory Gancarz, San Diego, CA (US);

Michael J. Kennedy, Encinitas, CA (US);

Assignee:

PointPredictive, Inc., San Diego, CA (US);

Attorney:

Kilpatrick Townsend & Stockton LLP

Primary Examiner:

Hal Schnee

Int. Cl.
CPC ...
G06N 3/04 (2023.01); G06F 21/57 (2013.01); G06N 3/08 (2023.01); G06N 5/02 (2023.01); G06N 5/025 (2023.01); G06N 7/01 (2023.01); G06N 20/00 (2019.01); G06N 20/20 (2019.01); G06Q 40/02 (2023.01); G06Q 40/03 (2023.01); G06F 3/01 (2006.01); G10L 15/22 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 21/577 (2013.01); G06N 5/025 (2013.01); G06N 7/01 (2023.01); G06N 20/00 (2019.01); G06N 20/20 (2019.01); G06F 3/013 (2013.01); G06F 2221/034 (2013.01); G06N 3/04 (2013.01); G06N 3/08 (2013.01); G10L 15/22 (2013.01); G10L 2015/223 (2013.01);
Abstract

The present disclosure relates generally to a risk-based fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, determine a segment associated with the application data, apply application data to one or more machine learning (ML) models, and receive a score based at least in part upon output of the ML model.

Find Patent Forward Citations

McKenna, Frank. (2024). Risk-based machine learning classifier (U.S. Patent No. 12131375). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12131375

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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