The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2024

Filed:

Oct. 19, 2023
Applicant:

Zestfinance, Inc., Burbank, CA (US);

Inventors:

John Wickens Lamb Merrill, Redmond, WA (US);

Geoffrey Michael Ward, Burbank, CA (US);

Sean Javad Kamkar, Burbank, CA (US);

John Joseph Beahan, Jr., Pasadena, CA (US);

Mark Frederick Eberstein, Burbank, CA (US);

Jose Efrain Valentin, Burbank, CA (US);

Jerome Louis Budzik, Burbank, CA (US);

Assignee:

ZestFinance, Inc., Burbank, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 16/00 (2019.01); G06F 16/901 (2019.01); G06N 5/045 (2023.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06N 20/00 (2019.01); G06F 16/9027 (2019.01); G06N 5/045 (2013.01);
Abstract

Methods, non-transitory computer readable media, and model evaluations systems for understanding diverse machine learning models (MLMs) are disclosed. In some examples, a feature contribution value is determined for features included in a reference or evaluation input data set. The evaluation input data set represents a protected class population and each feature contribution value identifies a contribution by a feature to a difference in output generated by an MLM for the evaluation input data set. Model explanation information is generated using the feature contribution values and execution of the MLM is monitored. The model explanation information explains the difference in output generated by the MLM for the evaluation input data set and includes information relating to a model-based decision. A report is generated from a knowledge graph for the MLM and output via a GUI to an operator device that includes the model explanation information.


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