The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 29, 2024

Filed:

Jul. 20, 2021
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventor:

Dino Paul D'Agostino, Richmond Hill, CA;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/60 (2013.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/606 (2013.01);
Abstract

Systems and methods for authorizing data transfers are disclosed. Exemplary implementations may: receive a data transfer authorization request based on a data transfer initiated by a customer computing device; when the customer computing device is associated with a system of trust: send a third-party second-factor authentication message to trustee computing device(s) without sending any message to the customer computing device, and authorize the data transfer system to complete the data transfer request in response to receipt of a third-party authentication confirmation from the trustee computing device(s) and in the absence of any authentication confirmation from the customer computing device.


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