The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 22, 2024
Filed:
May. 19, 2023
Visa International Service Association, San Francisco, CA (US);
Sivanarayana Gaddam, Santa Clara, CA (US);
Atul Luykx, San Francisco, CA (US);
Rohit Sinha, Bokaro Steel, IN;
Gaven James Watson, Palo Alto, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
A method, system, and computer program product generate, with a payment network, a first value (a) and a second value (g), the second value (g) generated based on the first value (a) and a generator value (g); generate, with the payment network, a plurality of random merchant numbers (m) for a respective plurality of merchant banks; determine, with the payment network, a merchant product (M) based on a product of the plurality of random merchant numbers (m); generate, with the payment network, a public key (pk) based on the second value (g), the merchant product (M), and the random merchant number (m) and a random key (rk) based on the merchant product (M) and the random merchant number (m) for each respective merchant bank; and communicate, with the payment network, the public key (pk) and the random key (rk) to at least one respective merchant bank.