The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 22, 2024

Filed:

Jun. 06, 2022
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Miranda C. Hill, Seattle, WA (US);

Alicia Y. Moore, San Ramon, CA (US);

Steven E. Puffer, Champlin, MN (US);

Jerome Rhodes, Hayward, CA (US);

Susan Symons, San Francisco, CA (US);

Michael R. Thomas, San Francisco, CA (US);

Young M. Yang, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06K 7/10 (2006.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07F 19/00 (2006.01); H04L 67/52 (2022.01); H04W 4/02 (2018.01); H04W 76/10 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06K 7/10712 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4015 (2020.05); G06Q 20/4037 (2013.01); G07F 19/203 (2013.01); G07F 19/207 (2013.01); H04L 67/52 (2022.05); H04W 4/02 (2013.01); H04W 76/10 (2018.02);
Abstract

A system includes a customer database that stores user information regarding a plurality of customers; a network interface configured to communicate data over a network; and a processing circuit. The processing circuit is configured to: receive a first indication that a customer is within a first predetermined distance of an automated teller machine (ATM) drive-through area; transmit an authorization signal to the customer computing device configured to activate an ATM pre-stage function of an application implemented on the customer computing device to pre-stage an ATM transaction; receive a second indication that the customer is within a second predetermined distance of an ATM in the ATM drive-through area; transmit transaction information regarding the ATM transaction to the ATM; and authorize the ATM transaction at the ATM in an ATM drive-through area based on the transaction information.


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