The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 15, 2024

Filed:

Mar. 31, 2022
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Joseph Aguayo, Fuquay Varina, NC (US);

David Stone, Wake Forest, NC (US);

Michael Lewis, Nashville, NC (US);

Yasmin Martinez, Sugar Hill, GA (US);

Doyoung Park, Raleigh, NC (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06N 5/022 (2023.01);
U.S. Cl.
CPC ...
H04L 63/105 (2013.01); G06N 5/022 (2013.01); H04L 63/083 (2013.01);
Abstract

A source of a login attempt to a user account can be classified using machine learning. For example, a computing system can input user activity observations associated with one or more login attempts to one or more user accounts into a trained machine learning model. One or more distinguishing factors for the one or more login attempts can be received from the trained machine learning model. The computing system can determine a source of a current login attempt by applying a clustering algorithm to current values of the one or more distinguishing factors. The current values may be derived from current user activity observations associated with the current login attempt. The computing system can determine an authentication level for the current login attempt to the user account based on the source of the current login attempt.


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