The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 15, 2024

Filed:

Jul. 05, 2023
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Ian David Alan Maddocks, Milton Keynes, GB;

Simon Phillips, York, GB;

Duncan Garrett, London, GB;

James John Anderson, Brooklyn, NY (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); H04W 4/80 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06Q 20/102 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/405 (2013.01); H04W 4/80 (2018.02);
Abstract

A contactless transaction terminal and method for interacting with a payment enabled mobile device to permit access to a location or to a service. The contactless transaction terminal includes a processor, a polling signal generator operably connected to the processor, an NFC circuit operably connected to the polling signal generator, and a receiver operably connected to the NFC circuit and to a data recovery circuit that is operably connected to the processor. Also included is a storage device operably connected to the processor. The storage device stores program instructions which when executed cause the processor to generate, via the polling signal generator, short-distance radio signals including at least three polling signals; emit, via the NFC circuit, the at least three polling signals at frequent intervals for detection by a payment-enabled mobile device; receive at least one of a Type A or Type B signal from the payment enabled mobile device; and permit access to at least one of a location or service.


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