The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 15, 2024

Filed:

Jun. 29, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Srinivas Dundigalla, Charlotte, NC (US);

Saurabh Mehta, Charlotte, NC (US);

Pavan K. Chayanam, Alamo, CA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06F 3/16 (2006.01); G06Q 20/40 (2012.01); G06Q 40/03 (2023.01); G10L 13/00 (2006.01); G10L 15/06 (2013.01); G10L 15/18 (2013.01); G10L 15/22 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/108 (2013.01); G06F 3/167 (2013.01); G06Q 20/401 (2013.01); G06Q 40/03 (2023.01); G10L 13/00 (2013.01); G10L 15/063 (2013.01); G10L 15/1815 (2013.01); G10L 15/22 (2013.01); G10L 2015/223 (2013.01);
Abstract

Aspects of the disclosure relate to using machine learning to simulate an interactive voice response system. A computing platform may establish a virtual assistant session with a mobile banking application executing on a mobile device, which may include authenticating at least one authentication credential associated with an online banking account. The computing platform may receive an assistance message from the mobile device requesting assistance. Using a machine learning model, the computing platform may identify an intent of the assistance message. The computing platform may generate a response message based on the intent of the assistance message. The computing platform may send the response message and one or more commands directing the mobile device to output an audio response file based on the response message to the mobile device, which may cause the mobile device to convert the response message into the audio response file and output the audio response file.


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