The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 08, 2024
Filed:
Jan. 06, 2023
Wells Fargo Bank, N.a., San Francisco, CA (US);
Ashish B. Kurani, Hillsborough, CA (US);
James C. Noe, Charlotte, NC (US);
Imran Haider, San Ramon, CA (US);
Frank Fehrenbach, New York, NY (US);
Guruprasadh Ragothaman, San Francisco, CA (US);
Matthew C. Strader, San Francisco, CA (US);
Palani Munuswamy, San Francisco, CA (US);
Chandra Subramanian, San Francisco, CA (US);
George Atala, San Francisco, CA (US);
Mattie L. Morris, Chandler, AZ (US);
Braden More, San Francisco, CA (US);
Loftlon Worth, San Francisco, CA (US);
Nathan B. Coles, San Francisco, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems and methods for providing early payment recommendations may include one or more processors establish a connection between a first data source and a second data source, and maintain a machine-learning model trained to ingest data from the first and second data source. The processor(s) may detect a data entry for an invoice between an enterprise and a third party via the connection, extract a trade term from the invoice responsive to detecting the data entry, apply the trade term to the machine-learning model as a first input, and apply data of the account of the second data source to the machine-learning model as second input. The processor(s) may receive, from the machine-learning model, an output including a score for early-payment of the data entry according to the trade term and the data of the account, and transmit a notification for the invoice to a computing device of the enterprise.