The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 01, 2024

Filed:

Apr. 21, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Brandon Sloane, Indian Land, SC (US);

Lauren Jenae Alibey, Charlotte, NC (US);

Sophie Morgan Danielpour, Durham, NC (US);

Jinyoung Nathan Kim, Charlotte, NC (US);

James Thomas MacAulay, Erie, CO (US);

Serge Alejandro Neri, Charlotte, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06V 40/20 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); G06V 40/20 (2022.01); H04L 63/10 (2013.01); H04L 2463/082 (2013.01);
Abstract

The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and unique user action data collected by the system from a prompted movement analysis. The system may collect and analyze multiple instances of user actions using intelligent machine learning techniques in order to identify patterns unique to the user. The system may then use this information in conjunction with other known information in order to determine the veracity of attempted user authentication or authorization requests.


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