The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 01, 2024

Filed:

Mar. 23, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Sanjeev Sharma, Sunnyvale, CA (US);

Manjush Menon, San Ramon, CA (US);

Dmitri Bannikov, Mountain View, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/44 (2013.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06F 21/44 (2013.01); G06Q 20/363 (2013.01); G06Q 20/4012 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Unknown devices may be bound to an identity using a four step process that involves trusted relationships only between known partner entities and a known user attribute. The identity may be an account, such as a personal account number (PAN). The PAN may be abstracted using a token for use with the device. The unknown device may first be enrolled at a service to establish a cryptographically verifiable identity. A binding request for the enrolled device may be sent to an issuer of the PAN resulting in the issuer generating a challenge. After a successful authentication of the challenge at the token service provider, the binding of the token to the device is complete.


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