The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 24, 2024

Filed:

Dec. 08, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Earle Michael Lee, Midlothian, VA (US);

Brian T. Burnett, Mechanicsville, VA (US);

David Smit, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 11/14 (2006.01); G06F 11/07 (2006.01); G06F 16/23 (2019.01); G06Q 20/08 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/425 (2013.01); G06F 11/0745 (2013.01); G06F 11/0757 (2013.01); G06F 11/1405 (2013.01); G06F 11/1474 (2013.01); G06F 16/2379 (2019.01); G06Q 20/085 (2013.01); G06Q 20/401 (2013.01);
Abstract

Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for pausing the processing of transactions during a workflow. Other aspects may provide for a messaging microservice that permits communications between the transaction exchange platform and external third-parties.


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