The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 17, 2024
Filed:
May. 23, 2022
Bank of America Corporation, Charlotte, NC (US);
Trish Gillis, Chicago, IL (US);
Taylor Farris, Hoboken, NJ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems and methods for multi-stage, biometric-based, digital authentication are provided. Methods include a first and a second stage of authentication. The first stage may include a user profile submitting a first request to access a first digital application, receiving one or more authenticating factors, transmitting, to a central server, the one or more authenticating factors, processing the one or more authenticating factors to authenticate the user profile to the first digital application. The second stage of authentication may include the user profile submitting a second request to access the second digital application, wherein the first and second digital applications utilize separate authentications; in response to the second request, the first digital application activating sensors that are connected to a computing device; measuring, via the sensors, a biometric parameter of a user that is associated with the user profile; the first digital application transmitting the biometric parameter to the central server for comparison with biometric information stored in the database; and in response to the comparison achieving a threshold match, the first digital application communicating to the second digital application authentication parameters to achieve authentication of the user profile for the second digital application.