The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 17, 2024

Filed:

Dec. 23, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Leslie Lindsey, Celina, TX (US);

Margaret Erlandson, Plano, TX (US);

Abhinav Sharma, Flower Mound, TX (US);

Neeraj Kumar, Allen, TX (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0601 (2023.01); G06F 3/04847 (2022.01); G06F 16/954 (2019.01); G06Q 10/083 (2023.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01); H04L 51/58 (2022.01); H04L 67/02 (2022.01); H04L 67/55 (2022.01); H04W 4/40 (2018.01); G06Q 10/107 (2023.01); G06Q 10/109 (2023.01); H04B 1/3827 (2015.01);
U.S. Cl.
CPC ...
G06Q 30/0605 (2013.01); G06F 3/04847 (2013.01); G06F 16/954 (2019.01); G06Q 10/083 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3255 (2013.01); G06Q 30/0633 (2013.01); G06Q 40/02 (2013.01); H04L 51/58 (2022.05); H04L 67/02 (2013.01); H04L 67/55 (2022.05); H04W 4/40 (2018.02); G06Q 10/107 (2013.01); G06Q 10/109 (2013.01); H04B 1/3827 (2013.01);
Abstract

A method includes receiving a request to initiate a group gift indicating a gift date on which the group gift should be sent to a receiver of the gift. The method further includes determining, electronic devices to send invitations to contribute to the group gift and sending the invitations to the electronic devices. The invitations prompt a user to respond with a single action whether the user would like to contribute or not. The method further includes receiving responses from the electronic devices indicating an approval to contribute to the group gift or a refusal to contribute to the group gift. The method further includes initiating a physical gift purchase as part of the group gift and sending a message to a gift receiver electronic device that includes information about a monetary gift.


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