The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 17, 2024
Filed:
Sep. 21, 2021
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventor:
Pradeep R. Kumar, Bangalore, IN;
Assignee:
Wells Fargo Bank, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); B64C 39/02 (2023.01); B64U 101/30 (2023.01); G01S 19/13 (2010.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); B64C 39/024 (2013.01); G01S 19/13 (2013.01); G06Q 20/206 (2013.01); B64U 2101/30 (2023.01);
Abstract
Systems and methods that can verify transactions based upon location disparity between an account holder and POS (point of sale) as well as identity of a customer are provided. The system can employ camera-equipped drones or other image capture mechanisms to perform identity verification on behalf of a financial entity, cardholder or merchant. Further, the innovation provides systems and methodologies by which allegedly fraudulent or suspect transactions can be blocked or further investigated in real- or near real-time so as to assist in loss mitigation and potentially identification of fraudsters.