The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 10, 2024
Filed:
May. 19, 2022
Visa International Service Association, San Francisco, CA (US);
Prasanna Vanguri, San Francisco, CA (US);
Luba Goldberg, San Francisco, CA (US);
Jeffrey Moore, San Francisco, CA (US);
Alex Godshall, San Francisco, CA (US);
Neil Mumm, San Francisco, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Systems and method for verifying an identity of a user during interaction with a resource provider are disclosed. Embodiments enable using an authorization request message to inquire about an identity attribute (e.g. age) of a user during an interaction between the user and a resource provider. An authorizing entity (e.g. issuer) or a processing entity provides an answer to the inquiry within an authorization response message. The answer to the inquiry may establish whether the consumer meets a threshold (e.g. minimum age requirement).