The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 10, 2024
Filed:
May. 23, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Jesse F. Lee, Dublin, CA (US);
Jennifer A. Fisher, St. Louis, MO (US);
Lynne Kenny, Walnut Creek, CA (US);
Carola Neumann, San Francisco, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A computing system includes a customer database storing information associated with a customer that includes information relating to an account associated with the customer and information received from a third-party computing system that includes a first offer; a network interface circuit structured to enable the computing system to exchange information over a network; and a processing circuit coupling to the customer database and to a payment device associated with the account. The payment device comprises a data storage. The processing circuit is structured to: receive, from the third-party computing system over the network, a second offer; update the information associated with the customer to include the second offer; determine to transmit the first offer to the data storage of the payment device and to refrain from transmitting the second offer; and transmit the first offer to the payment device for storage in the data storage of the payment device.