The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 10, 2024
Filed:
Oct. 08, 2023
Applicant:
Spriv Llc, New York, NY (US);
Inventors:
Assignee:
SPRIV LLC, New York, NY (US);
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04W 4/14 (2009.01); H04W 12/12 (2021.01); H04W 4/021 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4016 (2013.01); H04W 4/14 (2013.01); H04W 12/12 (2013.01); H04W 4/021 (2013.01);
Abstract
A method for authenticating the identity of a user who is attempting to access a website or conduct a transaction is described. The method involves receiving two geographical locations, and associated time stamps, of a mobile phone associated with the user, one of the locations being the location of the transaction or access attempt. The method determines whether the speed required to travel between the two geographical locations in the elapsed time is within acceptable limits. A confidence score, derived in part from this calculation, is taken into account when deciding whether to allow or deny the access or the transaction.