The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 10, 2024

Filed:

Jan. 06, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Ashish B. Kurani, Hillsborough, CA (US);

James C. Noe, Charlotte, NC (US);

Imran Haider, San Ramon, CA (US);

Frank Fehrenbach, New York, NY (US);

Guruprasadh Ragothaman, San Francisco, CA (US);

Matthew C. Strader, San Francisco, CA (US);

Palani Munuswamy, San Francisco, CA (US);

Chandra Subramanian, San Francisco, CA (US);

George Atala, San Francisco, CA (US);

Mattie L. Morris, Chandler, AZ (US);

Braden More, San Francisco, CA (US);

Loftlon Worth, San Francisco, CA (US);

Nathan B. Coles, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/102 (2013.01);
Abstract

Systems and methods for receiving, from an enterprise application associated with a first entity, a first data entry including first value and a first maturity date and a second data entry including a second value and second maturity date, determining, a predicted future account balance, determining, based on the predicted future account balance, the first value, the second value, the first maturity date, the second maturity date, one or more financing options including a first finance option associated with the first data entry included in the invoice data, generating, a user interface display including the first finance option, receive, from the enterprise application, a selection of the first finance option, in response to receiving the selection of the first finance option, initiating, a first transfer to the first entity corresponding with the first value before the first maturity date.


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