The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 10, 2024

Filed:

Feb. 16, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Kevin C. Wylie, Midlothian, VA (US);

David Shapiro, Arlington, VA (US);

SrinivasRao Alaparthi, Elk Grove Village, IL (US);

Kerry G. Fulcher, Chesapeake, VA (US);

Jorge Murillo, Midlothian, VA (US);

Daljeet Singh Sarna, Aldie, VA (US);

Martin W. Dewey, Sandy Hook, VA (US);

Tony George, Clarksburg, MD (US);

Manish Srivastava, Glen Allen, VA (US);

Morgan Organt, Washington, DC (US);

Susanne Edmunds, Henrico, VA (US);

Benjamin Thomas Jones, Midlothian, VA (US);

Kevin P. Gleaton, Lake Zurich, IL (US);

Taylor Li, Cleveland, OH (US);

Ramachandra Kancharla, Glen Allen, VA (US);

Deepak Kumar Soni, Chantilly, VA (US);

Kaushik Vakharia, Naperville, IL (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/62 (2013.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06F 21/6254 (2013.01); G06Q 40/03 (2023.01);
Abstract

A first system may receive first data of a user associated with a first identifier and second data of the user associated with a second identifier that exclude user identifying information from a first and second data source, respectively. A key may be received from a second system that associates the first and second identifier with a common identifier generated to preserve user anonymity at the first system. The key may be used to generate aggregated data for the user that includes the first and second data and is associated with the common identifier. The aggregated data may be processed to determine the user as a candidate for an offer set. The common identifier for the user is included in a candidacy list for the offer set, and provided to the second system to facilitate request processing associated with the presentation of the offer set to candidate users.


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