The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 03, 2024

Filed:

Aug. 05, 2021
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Abhishek Chhibber, Sunnyvale, CA (US);

Darshankumar Bhadrasinh Desai, Fremont, CA (US);

Michael Charles Todasco, Santa Clara, CA (US);

Vidyut Mukund Naware, Fremont, CA (US);

Nitin S. Sharma, San Jose, CA (US);

Assignee:

PayPal, Inc., San Jose, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06N 20/20 (2019.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); G06N 20/20 (2019.01); H04L 63/0876 (2013.01);
Abstract

Techniques are disclosed in which a computer system receives a transaction request and uses a federated machine learning model to analyze the transaction request. A server computer system may generate a federated machine learning model and distribute portions of the federated machine learning models to other components of the computer system including a user device and/or edge servers. In various embodiments, various components of the computer system apply transaction request evaluation factors to the portions of the federated machine learning model to generate scores. The server computer system uses the scores to determine a response to the transaction request.


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