The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 03, 2024

Filed:

Mar. 22, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeffrey Rule, Chevy Chase, MD (US);

Michelle Olenoski, McLean, VA (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 15/00 (2006.01); G06F 16/23 (2019.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 10/0631 (2023.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); H04L 9/40 (2022.01); H04L 67/06 (2022.01); H04L 67/306 (2022.01); H04L 67/54 (2022.01); G06F 3/0481 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06F 16/2379 (2019.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/06316 (2013.01); G06Q 20/352 (2013.01); G06Q 20/409 (2013.01); H04L 63/083 (2013.01); H04L 67/06 (2013.01); H04L 67/306 (2013.01); H04L 67/54 (2022.05); G06F 3/0481 (2013.01); G06Q 2220/00 (2013.01); H04L 2463/082 (2013.01);
Abstract

In a method for changing a user's bank account information in merchant account databases a server receives a login request including a user identification and first user authentication information. The server further receives a request to change bank account information from a first bank account to a second bank account for merchant accounts of the user and network login information for the first bank account. The server accesses an account information database for the first bank account and downloads transaction information for merchant transactions involving the first bank account. The server identifies a set of merchant user accounts involved in the merchant transactions and receives account login information for a data site associated with a selected account. The server accesses the data site and changes a bank account identification stored therein from the first bank account to the second bank account.


Find Patent Forward Citations

Loading…