The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 03, 2024
Filed:
Nov. 04, 2022
Block, Inc., San Francisco, CA (US);
Brian Grassadonia, San Francisco, CA (US);
Block, Inc., Oakland, CA (US);
Abstract
In particular embodiments, techniques include receiving a request to establish an automated transaction that includes transferring funds from a first financial account to a second financial account. The automated transaction occurs in a plurality of instances. The techniques include determining that a next instance of the automated transaction is to be executed and, prior to executing the next instance, predicting a future balance of the first financial account as a result of executing the next instance. The techniques include determining that the predicted future balance is below a threshold amount and automatically postponing the next instance until the predicted future balance exceeds the threshold amount. The techniques include, upon determining that the predicted future balance exceeds the threshold amount, automatically executing the next instance by causing a transfer of funds from the first financial account to the second financial account.