The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 03, 2024

Filed:

Jan. 29, 2021
Applicant:

Royal Bank of Canada, Toronto, CA;

Inventors:

Jamie Gamble, Toronto, CA;

Gadi Shpits, Toronto, CA;

Ilya Kolmanovich, Toronto, CA;

Cormac O'Keeffe, Toronto, CA;

Assignee:

ROYAL BANK OF CANADA, Toronto, CA;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/4014 (2013.01); H04L 63/0876 (2013.01); H04L 63/102 (2013.01);
Abstract

Transaction destinations are identified by identifying requests for a login page of a web server for a financial institution and determining a referring website for each of the requests; classifying the referring websites into classes, each of the classes having a risk rating; identifying logins to access the web server and determining a user associated with each login; associating each of the logins with one of the requests and the referring website for that request; for each of the users, identifying transactions occurring within a time period from when the login was initiated; for each of the transactions occurring within the time period, associating a transaction destination of that transaction with the referring website for that login; and assigning a risk rating to each of the transaction destinations based at least in part on a risk rating of the class of the associated referring website.


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