The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 03, 2024
Filed:
Nov. 23, 2021
Applicant:
Bank of America Corporation, Charlotte, NC (US);
Inventors:
Ritesh R. Kini, Seattle, WA (US);
Amber J. Grant, Beacon, NY (US);
Pankaj Shrivastava, Tega Cay, SC (US);
Michael E. Gould, Scottsdale, AZ (US);
Rajaram R. Kasarla, Frisco, TX (US);
Carolyn A. Smith, Huntersville, NC (US);
David B. Washam, Charlotte, NC (US);
Amar Nath Reddy Atla, Charlotte, NC (US);
Assignee:
Bank of America Corporation, Charlotte, NC (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/24 (2012.01); G06Q 20/36 (2012.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/354 (2013.01); G06Q 20/24 (2013.01); G06Q 20/36 (2013.01); G06Q 40/03 (2023.01);
Abstract
Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.