The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 27, 2024
Filed:
May. 27, 2021
United Services Automobile Association (Usaa), San Antonio, TX (US);
Amber K. Buehrle, Phoenix, AZ (US);
Ramsey Devereaux, San Antonio, TX (US);
Michael Hertz, San Antonio, TX (US);
Michael Kyne, Saint Petersburg, FL (US);
Theresa Marie Matowitz, San Antonio, TX (US);
Steven Robert Seigler, Tampa, FL (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
The present disclosure relates to analyzing data related to smart home activity that is useful to risk analysis, service cost determination/adjustment, and behavioral incentivization. A monitoring system may acquire maintenance information, contextual information, and/or financial information with minimal user input to assess risk associated with user behavior and home activity associated with a smart home. Based on generating a risk factor associated with the smart home, the monitoring system may provide a user with an accurate service cost (e.g., home insurance quote) related to the smart home activity.