The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 27, 2024

Filed:

Aug. 01, 2023
Applicant:

Resource One, Llc, Crystal City, MO (US);

Inventor:

Mark Benson, Crystal City, MO (US);

Assignee:

Resource One, LLC, Crystal City, MO (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01);
Abstract

An apparatus for receiving user metrics related to a user. The apparatus is configured to identify a plurality of sets of protocol parameters related to a plurality of contingent payments. Apparatus is configured to determine an efficiency score of each of the contingent payments as a function of the plurality of protocol parameters and an efficiency criterion. Apparatus is configured to select a first contingent payment of the plurality of the contingent payments as a function of the efficiency score, wherein the first contingent payment comprises a first set of protocol parameters of the plurality of parameters. Apparatus is configured to generate an optimization model of the first contingent payment as a function of the user metrics and the first set of protocol parameters, wherein the optimization model comprises one or more regulatory elements.


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