The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 27, 2024

Filed:

Mar. 22, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Spiridon Zarkov, Singapore, SG;

Chuxin Liao, Singapore, SG;

Anubhav Narang, Singapore, SG;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06N 3/088 (2023.01); G06F 16/23 (2019.01); G06N 3/04 (2023.01); G06N 3/044 (2023.01); G06N 3/045 (2023.01); G06Q 20/40 (2012.01); G06Q 30/0201 (2023.01);
U.S. Cl.
CPC ...
G06N 3/088 (2013.01); G06F 16/2379 (2019.01); G06N 3/04 (2013.01); G06N 3/044 (2023.01); G06N 3/045 (2023.01); G06Q 20/4016 (2013.01); G06Q 30/0201 (2013.01);
Abstract

Provided is a computer-implemented method for generating a machine learning model to classify an account based on merchant activation, including providing an input to a generator network of a generative adversarial network (GAN) to generate an output; providing the output as input to a discriminator network; providing a training dataset as input to the discriminator network; and updating the generator network based on a first output of the discriminator network having a label that indicates whether a set of values of each of the plurality of features is a real set of values or a fake set of values. The method may include updating the discriminator network based on a second output of the discriminator network having a label that indicates whether a selected account of the plurality of accounts is going to conduct a first payment transaction. A system and computer program product are also provided.


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