The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 20, 2024

Filed:

Mar. 29, 2019
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Bhavishyavani Ravi, San Francisco, CA (US);

Ted Wong, San Francisco, CA (US);

Shannon-Lee Eng, San Jose, CA (US);

Aditya Nagpal, San Francisco, CA (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 50/26 (2024.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 50/265 (2013.01); G06N 20/00 (2019.01);
Abstract

Gradated access to services based on identity verification (IDV) is described herein. In an example, a computing device can receive identifying information of a user and can select, from a plurality of IDV paths and based at least in part on the identifying information of the user, an IDV path for verifying an identity of the user using one or more factors. Based at least in part on the one or more factors, the computing device can determine a score indicative of whether the identifying information provided by the user accurately identifies the user. The score can be used for the benefit of one or more service providers to verify an identity of the user and/or determine gradated access to one or more services of the one or more service providers.


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