The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 20, 2024

Filed:

Feb. 18, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Matthew Reedy, Richmond, VA (US);

Andrew Marr, Midlothian, VA (US);

Lin Ward, Henrico, VA (US);

Noble Ozoka, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2023.01); G06N 20/00 (2019.01); G06Q 30/0207 (2023.01); G06Q 30/0251 (2023.01); G06Q 50/14 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0224 (2013.01); G06N 20/00 (2019.01); G06Q 30/0239 (2013.01); G06Q 30/0261 (2013.01); G06Q 50/14 (2013.01);
Abstract

A device may receive, from account entity devices, sets of transaction data for transactions between merchants and customers, and may use a first machine learning model to assign the customers to clusters based on measures of similarity among the sets of transaction data. The device may determine travel-related data items in a set of transaction data, of the sets of transaction data, associated with a set of customers assigned to a particular cluster, and may use a second machine learning model to identify a travel experience that has a threshold likelihood of being of interest to the set of customers. The device may receive offers relating to the travel experience, and may provide, to customer devices associated with customers of the set of customers, travel offer packages that include at least one of the offers relating to the travel experience.


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