logo

For the Inventor, By the Inventor

The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12067555 B1

PDFFull Text
Date of Patent:
Aug. 20, 2024

Filed:

Dec. 22, 2020

Method, system, devices and computer program products for handling digital payments between payers and payees being in physical proximity to each other

Applicant:

Crunchfish Digital Cash Ab, Malmö, SE;

Inventors:

Joachim Samuelsson, Helsingborg, SE;

Paul Cronholm, Malmö, SE;

Assignee:

CRUNCHFISH DIGITAL CASH AB, Malmo, SE;

Attorney:

Burr & Forman LLP

Primary Examiner:

William J Jacob

Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/389 (2013.01); G06Q 20/401 (2013.01); H04L 9/0825 (2013.01); H04L 9/3247 (2013.01); H04L 9/3263 (2013.01);
Abstract

A method () for handling a digital payment between a payer (P) and a payee (P) is presented. The payer and payee communication devices (PD, PD) uses () short-range data communication (SRDC) when the devices are in proximity of each other to agree upon a digital payment (DP) without requiring long-range data communication with a remote digital payment settlement service (DPSS) at that stage. Independently of the other device, the payer communication device (PD) or the payee communication device (PD) subsequently communicates () buffered digital payment information (DPI) to the remote digital payment settlement service (DPSS) by long-range data communication (LRDCLRDC). The remote digital payment settlement service (DPSS) causes settlement () of the digital payment (DP) as indicated by the digital payment information (DPI) received by long-range data communication (LRDC, LRDC) from one of the payer communication device and the payee communication device (PD, PD).

Find Patent Forward Citations

Samuelsson, Joachim. (2024). Method, system, devices and computer program products for handling digital payments between payers and payees being in physical proximity to each other (U.S. Patent No. 12067555). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12067555

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Loading…