The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 13, 2024

Filed:

Jan. 25, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

George Bergeron, Falls Church, VA (US);

Adam Vukich, Alexandria, VA (US);

James Zarakas, Centreville, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06K 7/08 (2006.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G07B 15/00 (2011.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06K 7/087 (2013.01); G06Q 20/352 (2013.01); G06Q 20/409 (2013.01); G07B 15/00 (2013.01); H04L 9/3234 (2013.01); G06Q 2220/00 (2013.01); G06Q 2240/00 (2013.01); H04L 2209/56 (2013.01);
Abstract

A toll transponder may receive transaction card data identifying a transaction card associated with a transaction account. The toll transponder may provide to a toll server device, and via a toll antenna of a toll collection system, a request for a transaction amount for a vehicle toll, and may receive a response requesting authorization for payment of the transaction amount. The toll transponder may determine, based on the response, an authorization request cryptogram for payment of the transaction amount, and generate an encrypted signal identifying the authorization request cryptogram, the transaction card data, and a toll transponder identifier identifying the toll transponder. The toll transponder may provide the encrypted signal to the toll server device via the toll antenna, and may receive from the toll server device, via the toll antenna, data indicating whether the transaction amount for the vehicle toll is approved.


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