The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 13, 2024

Filed:

Aug. 05, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Huihui Wu, Grapevine, TX (US);

Alejandra Valles, El Paso, TX (US);

Darrius M. Jones, San Antonio, TX (US);

Valmore M. Smith, San Antonio, TX (US);

Lonnie B. Roberts, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/351 (2013.01); G06Q 20/348 (2013.01); G06Q 20/354 (2013.01);
Abstract

Embodiments described herein disclose methods and systems for identifying that a user is accessing a retailer or service provider website and automatically enabling an interactive window that includes personalized user information. The system can detect that the user is accessing a payment webpage associated with the website, and, in response, generate a selectable list of payment instruments associated with the user. When the user selects a payment instrument, the system can create an electronic ghost card linked to the payment instrument and the electronic ghost card information can be input into the payment webpage.


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