The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 06, 2024

Filed:

May. 04, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Marina Izvekova, Toronto, CA;

Jane Holtslander, Toronto, CA;

Andrew David Clark, Whitby, CA;

Alan Tam, Markham, CA;

Tina Patel, Brampton, CA;

Steven Anthony Ghose, Burlington, CA;

Michael David Mewhort, Brantford, CA;

Chun Yu Zhang, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); H04L 51/42 (2022.01); H04L 51/52 (2022.01); H04L 67/01 (2022.01); H04L 67/306 (2022.01); H04W 4/14 (2009.01);
U.S. Cl.
CPC ...
H04L 63/0838 (2013.01); H04L 67/01 (2022.05); H04L 67/306 (2013.01); H04L 51/42 (2022.05); H04L 51/52 (2022.05); H04W 4/14 (2013.01);
Abstract

Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.


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