The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 30, 2024

Filed:

Jul. 28, 2020
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Alexandra Coman, Tysons Corner, VA (US);

Liwei Dai, Oakton, VA (US);

Erik T. Mueller, Chevy Chase, MD (US);

Rui Zhang, New York, NY (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G10L 15/22 (2006.01); G06N 20/00 (2019.01); G06Q 30/016 (2023.01); G10L 15/18 (2013.01); G10L 15/30 (2013.01); H04M 3/493 (2006.01); H04M 3/527 (2006.01);
U.S. Cl.
CPC ...
G10L 15/22 (2013.01); G06N 20/00 (2019.01); G06Q 30/016 (2013.01); G10L 15/1815 (2013.01); G10L 15/30 (2013.01); H04M 3/4936 (2013.01); H04M 3/527 (2013.01); G10L 2015/223 (2013.01);
Abstract

Systems and methods are provided herein for autonomously determining and resolving a customer's perceived discrepancy during a customer service interaction. The method can include receiving an incoming communication from a customer; extracting a perceived state and an expected state (possibly of a product or service) based on the incoming communication; determining a perceived discrepancy between the perceived and expected states of the customer; retrieving customer information; extracting a current state of the customer from the retrieved customer information, verifying, by a rule-based platform, the discrepancy; generating a response based on the discrepancy after comparing the perceived stated with the current state, where the response may include a confirmation or a correction related to the discrepancy and a personalized explanation describing the current state of the customer; and outputting, for presentation to the customer, the response.


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