The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 30, 2024
Filed:
Oct. 01, 2019
Visa International Service Association, San Francisco, CA (US);
Gurpreet Singh Bhasin, Fremont, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Provided are computer-implemented methods for event-based communication and messaging that may include receiving transaction data for a transaction from a mobile device controlled by a requesting user, generating a payment request message based on the transaction data, transmitting the payment request message to a first plurality of mobile devices, and determining if at least one payment response message is received from at least one mobile device of the first plurality of mobile devices within a first time period. In some non-limiting embodiments or aspects, the methods may further include transmitting the payment request message to a second plurality of mobile devices, receiving a payment response message including an indication that the transaction is authorized, and processing the transaction using a payment account associated with the mobile device that transmitted the payment response message. Systems and computer program products are also provided.