The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 16, 2024

Filed:

Sep. 27, 2022
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Prithviraj Choudhury, Foster City, CA (US);

Anup Tripathi, Foster City, CA (US);

Shipra Jha, Foster City, CA (US);

Claudia Wyatt, Foster City, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06F 3/0481 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/4014 (2013.01); G06F 3/0481 (2013.01); G06F 2203/04803 (2013.01);
Abstract

A computerized method for providing an interactive graphical user interface (GUI) to a user on a display of a mobile device. The method interacts with the user to obtain information about a first payment account and a second payment account. The method aggregates parameters of the first payment account and the second payment account on a unified GUI on the mobile device. The method further monitors transactions of the first payment account and the second payment account. When a particular transaction conducted by the first payment account includes parameters associated with the second payment, the method identifies that particular transaction and presents a confirmation GUI screen to the user to confirm using the second payment account instead.


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