The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 09, 2024
Filed:
Apr. 12, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Nikolai Stroke, Gilbert, CA (US);
Duc M. Trinh, Golden Valley, MN (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems, methods, and computer-readable storage media micro-allocating digital currency. One method includes registering a device with a private network, wherein the device is associated with a digital wallet application. The method further includes detecting, from the registered device via the private network, activity data corresponding to a use of the device. The method further includes determining a denomination of digital currency for an off-chain exchange between a third-party digital wallet application and the digital wallet application based on the activity data. The method further includes establishing, via the private network, a private network connection between the digital wallet application and the processing circuit. The method further includes accessing and identifying, via the private network, at least one digital currency token greater or equal to the denomination. The method further includes issuing a digital currency token based on a rule dataset and the at least one digital currency token.