The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 09, 2024

Filed:

Aug. 21, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventor:

Rebecca Stepp Morgan, Charlottesville, VA (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 9/50 (2006.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06F 9/5027 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 40/02 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for intelligent allocation of a resource into an auxiliary tangible source retainer. The present invention may be configured to determine a difference between a transferred amount of resources provided to an entity by a user and a total amount of a resource distribution, where the difference includes a primary amount of resources corresponding to primary tangible resources and a secondary amount of resources corresponding to secondary tangible resources. The present invention may be further configured to determine, based on a machine-readable code on an auxiliary tangible resource provided by the user, an auxiliary tangible source retainer associated with the auxiliary tangible resource and allocate, from a source retainer associated with the entity, the secondary amount of resources to the auxiliary tangible source retainer associated with the auxiliary tangible resource.


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