The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 02, 2024

Filed:

Jul. 22, 2022
Applicant:

Equifax Inc., Atlanta, GA (US);

Inventors:

Chris Brown, Colombia, SC (US);

Rakesh Patel, Smyma, GA (US);

John Mullinax, Cumming, GA (US);

Troy Cole, Moseley, VA (US);

Julio Farach, Atlanta, GA (US);

Lee Grice, Auburn, AL (US);

Patrick Wadkins, Dunwoody, GA (US);

Erik Strong, Doraville, GA (US);

Cordell Boynes, Lawrenceville, GA (US);

Assignee:

EQUIFAX INC., Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06F 16/23 (2019.01); G06F 21/62 (2013.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/1416 (2013.01); G06F 16/2379 (2019.01); G06F 21/62 (2013.01); G06Q 20/4016 (2013.01); G06Q 40/02 (2013.01);
Abstract

In some aspects, a computing system can generate entity links between a primary entity object identifying a primary entity for multiple accounts and secondary entity objects identifying secondary entities from the accounts. The computing system can determine a rate at which secondary users change on the accounts. The computing system can update, based on the determined rate, the primary entity object to include a fraud-facilitation flag. The computing system can also service a query from a client system regarding a presence of a fraud warning for a target consumer associated with a consumer system that accesses a service provided with the client system. For instance, the computing system can generate a fraud warning based on the target consumer being identified in a secondary entity object associated with the primary entity object having the fraud-facilitation flag. The computing system can transmit the fraud warning to the client system.


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