The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 02, 2024
Filed:
Oct. 08, 2019
Visa International Service Association, San Francisco, CA (US);
Kyle Joseph Drechsler, San Francisco, CA (US);
Christopher Jones, Greenbrae, CA (US);
Gayathri Venkat, Austin, TX (US);
Gavin Shenker, Los Angeles, CA (US);
Raul Leyva, Round Rock, TX (US);
Janardana Sarma, Foster City, CA (US);
Phillip Lavender, Foster City, CA (US);
Leila Movahedian, Foster City, CA (US);
Pinesh Roy, Foster City, CA (US);
Eduardo Lopez, Menlo Park, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Systems and methods are provided to enable a user to conduct a transaction using their credentials stored on a secure server computer (e.g., a computer associated with a partner such as another merchant) by merely presenting their authentication data at a physical location via an auxiliary device. An auxiliary device may be provided for interfacing with a partners backend server (e.g., the secure server computer). In some embodiments, biometric authentication may provide a mechanism for a true seamless and potentially frictionless (in the case of modalities that do not require physical contact) interaction. Payment can occur without any need for a card, phone, wearable, or any other user device as long as the auxiliary device is able to recognize the user and retrieve a credential that can be linked to that user.