The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 25, 2024

Filed:

Mar. 03, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Brian Francisco Shipley, Plano, TX (US);

Qunying Kou, San Antonio, TX (US);

Samip Dilip Mehra, Peoria, AZ (US);

Carlos J P Chavez, San Antonio, TX (US);

Timothy Shiveley, Farmers Branch, TX (US);

Ric M. Pena, Boerne, TX (US);

Joel S. Hartshorn, Port Orchard, WA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G01C 21/34 (2006.01); G06Q 30/0283 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G01C 21/3407 (2013.01); G06Q 30/0284 (2013.01);
Abstract

A method may include receiving, via a processor, an indication that a vehicle is in use, determining that a user of the vehicle is expected to perform an online-platform task, and determining one or more routes to perform the online-platform task. The method may further include determining one or more insurance rates for the one or more routes based on a type of the online-platform task, one or more driving characteristics associated with the user, the one or more routes, or any combination thereof. Additionally, the method may include displaying a visualization indicative of the one or more insurance rates via an electronic display. Furthermore, the method may include receiving a selection of a first insurance rate of the one or more insurance rates that corresponds to a first route of the one or more routes, detecting that the vehicle is deviating from the first route, and adjusting the first insurance rate in response to detecting that the vehicle is deviating from the first route.


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