The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 25, 2024
Filed:
Oct. 21, 2022
Applicant:
Consumerinfo.com, Inc., Costa Mesa, CA (US);
Inventor:
Herbert Harris Hunt, III, Irvine, CA (US);
Assignee:
ConsumerInfo.com, Inc., Costa Mesa, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 40/03 (2023.01); G06Q 50/18 (2012.01); G06Q 40/04 (2012.01); G06Q 40/06 (2012.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 50/182 (2013.01); G06Q 40/00 (2013.01); G06Q 40/04 (2013.01); G06Q 40/06 (2013.01); G06Q 40/08 (2013.01);
Abstract
Systems and methods are provided for credit dispute processing, resolution, and reporting. Credit dispute resolution requests may be received, processed, and sent to a credit bureau for submission to creditors. Status of credit dispute resolutions may be reported to consumers. If a creditor's response time is longer than its average response time or if a creditor does not respond to a credit dispute resolution request within a regulatory response period, alerts and reports may be sent to consumers to provide consumers with further options.