The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 25, 2024

Filed:

May. 11, 2021
Applicant:

Expensify, Inc., San Francisco, CA (US);

Inventors:

David M. Barrett, San Francisco, CA (US);

Anuradha Muralidharan, San Francisco, CA (US);

Assignee:

Expensify, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 10/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/12 (2012.01); G06Q 20/28 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/02 (2013.01); G06Q 20/102 (2013.01); G06Q 20/12 (2013.01); G06Q 20/28 (2013.01); G06Q 20/342 (2013.01); G06Q 20/349 (2013.01);
Abstract

A computer system can implement a network transaction service by monitoring location data from a computing device of a user to confirm that the user is located at a merchant location, receiving transaction data from a point-of-sale terminal of the merchant location, and confirming that the user has left the merchant location based on the location data. The computer system may then automatically execute a transfer operation to fund the transaction using a shared funding account of the network transaction service such that no direct payment interaction is made between the user and the merchant.


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