The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 18, 2024
Filed:
Dec. 08, 2021
Bank of America Corporation, Charlotte, NC (US);
Joseph Benjamin Castinado, North Glenn, CO (US);
Kevin Graham Robberts, Charlotte, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
A system is provided for processing offline digital resource transfers using a hardware device based cryptographic application. In particular, the system may comprise a portable hardware device or chip that have a cryptographic application and key stored thereon. The hardware chip may further store information about a digital resource associated with the user. A user may, through a user computing device, initiate a digital resource transfer by retrieving a data record associated with the digital resource transfer from a terminal. The user computing device may then access the cryptographic application stored on the hardware chip, where the cryptographic application may use the cryptographic key to digitally sign the data record. In this way, the system provides a secure and efficient way to process offline digital resource transfers.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile