The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 11, 2024
Filed:
Oct. 14, 2022
Block, Inc., San Francisco, CA (US);
Ariana Poursartip, San Francisco, CA (US);
John Bryan Scott, San Francisco, CA (US);
Kevin Teh, San Francisco, CA (US);
BLOCK, INC., Oakland, CA (US);
Abstract
In some examples, a payment server processes a plurality of transactions between a plurality of customers and a plurality of merchants, and trains a classifier with training data to obtain a trained classifier. The training data used for training the classifier includes the transaction information. The payment server inputs, to the trained classifier, information related to one or more transactions that are associated with a particular user, and may determine, based on an output from the trained classifier, an eligibility of the user to receive an offer for financing. The payment server generates the offer for the financing for an amount determined based at least in part on the eligibility of the user, and causes presentation of the offer on a computing device of the user. Based at least on receiving an indication of acceptance of the offer, the payment server sends an instruction for providing the financing.