The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 11, 2024

Filed:

Dec. 29, 2021
Applicant:

Prove Identity, Inc., New York, NY (US);

Inventors:

Rodger R. Desai, New York, NY (US);

Eric Woodward, Scottsdale, AZ (US);

Assignee:

Prove Identity, Inc., New York, NY (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04W 4/02 (2018.01); H04W 4/029 (2018.01); H04W 4/80 (2018.01); H04W 12/06 (2021.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/202 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4015 (2020.05); H04W 4/02 (2013.01); H04W 4/029 (2018.02); H04W 4/80 (2018.02); H04W 12/06 (2013.01); H04W 12/63 (2021.01);
Abstract

A transaction authentication system authenticates a transaction by determining whether a mobile device and POS device involved in the transaction are at the same location. A POS registry stores location data for POS devices. A PAN registry stores mobile device IDs corresponding to account numbers. A mobile device ID can be provided from the PAN registry in response to receiving an account number from a POS device. The mobile device ID can then be used to retrieve location information from a home location register maintained by a mobile service provider. The retrieved location data for a POS device and the retrieved location data for a mobile device are compared.


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