The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 04, 2024

Filed:

Aug. 31, 2022
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Thomas G. Hochstatter, Austin, TX (US);

John Leonard, Austin, TX (US);

Christopher W. McKinzie, Lakeway, TX (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/12 (2012.01); G06Q 20/24 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); G06Q 40/03 (2023.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 20/12 (2013.01); G06Q 20/24 (2013.01); G06Q 20/4016 (2013.01); G06Q 40/02 (2013.01); G06Q 50/01 (2013.01);
Abstract

A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.


Find Patent Forward Citations

Hochstatter, Thomas. (2024). Systems and methods for credit approval using geographic data (U.S. Patent No. 12002092). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12002092

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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