The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 04, 2024

Filed:

Mar. 02, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Abhijit Rao, Irvine, CA (US);

Masoud Vakili, Los Altos, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/30 (2013.01); G06F 16/903 (2019.01); G06Q 10/06 (2023.01); G06Q 10/0635 (2023.01); G06Q 30/018 (2023.01); G06Q 50/26 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/0635 (2013.01); G06F 16/903 (2019.01); G06F 21/30 (2013.01); G06Q 30/018 (2013.01); G06Q 50/265 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/0185 (2013.01);
Abstract

A method, apparatus, and computer program product for improved risk compliance management are provided. An example method includes receiving, by a computing device, a request for an authenticated online session. The method further includes obtaining, by identification circuitry of the computing device, one or more first risk parameters associated with a first session establishment process. The one or more first risk parameters are associated with a first vendor performing the first session establishment process. The method further includes determining, by risk compliance circuitry of the computing device, if the one or more first risk parameters satisfy one or more first risk thresholds. In response to this determination, the method includes modifying, by risk adjustment circuitry of the computing device, one or more second risk thresholds associated with a second session establishment process to be performed by a second vendor.


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