The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 28, 2024

Filed:

May. 26, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Asher Smith-Rose, Arlington, VA (US);

Lin Ni Lisa Cheng, New York, NY (US);

Shabnam Kousha, Washington, DC (US);

Tyler Maiman, Melville, NY (US);

Joshua Edwards, Philadelphia, PA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); H04L 41/22 (2022.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/0838 (2013.01); H04L 41/22 (2013.01); H04L 63/0846 (2013.01); H04L 63/1416 (2013.01); H04L 63/1483 (2013.01); H04L 63/20 (2013.01);
Abstract

Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.


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